Injured in a NSW car accident? You may be able to claim even if it was your fault.
Most people assume that being at fault ends it. Under the NSW CTP scheme, anyone injured in a motor accident can access statutory benefits, including income support and treatment costs, regardless of who caused the crash.
Free case review
Answer two quick questions. We will call you back today.*
* The form is open 24 hours. Calls are returned during office hours, 9am to 5pm, Mon to Fri (NSW time). Enquiries received outside those hours are returned the next business day.
Being at fault does not close the door in NSW.
This is the single most common reason people who were entitled to help never asked for it.
I caused the accident, so there is nothing for me. Claiming is only for people who were hit by someone else, and asking would be a waste of everyone's time.
Statutory benefits are available to anyone injured in a NSW motor accident. Weekly income support and treatment costs are not decided by who caused the crash. Fault matters for lump sum damages, which is a separate question, and one worth having someone check for you.
What a claim can cover
What you are entitled to depends on your injuries, your work capacity and the statutory criteria. Here is what the scheme provides for.
Weekly income support
Payments while you are unable to work, or working reduced hours, because of injuries from the accident.
Medical and rehabilitation
Hospital, GP, physiotherapy, specialists, scans, medication and rehabilitation, both what you have already paid and what is still to come.
Help at home
Domestic assistance in some cases, where your injuries affect your ability to manage day to day tasks.
Lump sum damages
Where statutory thresholds are met, this can include past and future economic loss, and compensation for pain and suffering.
Eligibility depends on fault, injury severity and legislative requirements. Nothing here is legal advice or a promise about your claim. It is what the scheme allows for, and the reason it is worth checking.
NSW motor accident claims run on a clock
Strict time limits apply. Delays in lodging or in getting medical evidence can reduce what you receive, or end a claim that was otherwise sound.
See a doctor and report the accident
Get treatment, and make sure the accident is reported where required. Your medical records become the evidence your claim rests on, so the earlier they start, the stronger your position.
Lodge to have benefits backdated
Lodging early is what allows weekly payments and treatment costs to be backdated to the date of the accident. Lodge later and you can still claim, but you may lose the earlier period.
The formal claim deadline
A full explanation is required for late applications, and there is no guarantee one will be accepted. This is the point at which a good claim can quietly become no claim at all.
Lump sum damages
Separate limitation periods apply, and damages usually cannot be assessed until your injuries have stabilised. That takes time, which is another reason not to start late.
Three things we will not do
Personal injury has a reputation. Here is where we sit on it.
We will not leave you guessing
You get told what is happening and why, at each stage, in language that does not need a second opinion to understand.
We will not rush you
The first call is a conversation, not a sales pitch. If we do not think a claim is worth running, we will tell you that plainly.
We will not surprise you on costs
Before you commit to anything, you get it in writing: how fees are worked out, who pays disbursements, and when fees could become payable.
The questions we get asked most
You may still be eligible for statutory benefits, including income support and treatment costs. Eligibility for lump sum damages is a separate question that depends on fault findings and injury thresholds. Each matter turns on its own facts, which is exactly what the free case review is for.
No. You can lodge an application for statutory benefits yourself. Legal advice tends to matter where liability is disputed, where benefits are reduced, declined or stopped, where you may qualify for lump sum damages, or where there are disputes about medical assessments. We can tell you which of those applies to you.
Strict time limits apply under NSW legislation. Lodging within 28 days is what allows benefits to be backdated to the accident. There is a further deadline for the formal claim, and separate limitation periods for lump sum damages. Because the limits vary with circumstances, early advice is the safest course.
Nobody can answer that honestly without looking at your situation. It depends on injury severity, work capacity, medical evidence, fault determination and legislative thresholds. Anyone who quotes you a figure before reading your file is guessing. We give tailored advice after reviewing what actually happened to you.
In suitable matters we may offer a conditional costs agreement, which generally means professional legal fees are payable only if your claim succeeds, subject to that written agreement. Before you proceed you get full written costs disclosure covering how fees are calculated, who is responsible for disbursements, and when fees may become payable.
Yes. Information submitted through this page goes directly to Resolve Law Group and is handled in line with Australian privacy obligations. We do not sell or transfer personal injury enquiries for payment or any other benefit.
None. The case review and the call that follows are free and carry no obligation. You are not required to proceed after receiving advice, and there is no pressure to.
- Get medical treatment, even if you feel alright at the time
- Report the accident where it is required
- Record the details of the other drivers involved
- Keep every medical record and receipt
- Get advice if you are unsure about your rights
Find out what you are entitled to.
No cost and no commitment. Just honest advice from experienced NSW personal injury lawyers.
Form open 24 hours. Phones 9am to 5pm, Mon to Fri (NSW time).